Top 7 Multi Asset Allocation Funds With Best SIP Returns in 5 Years: Rs 11,111 monthly SIP investment in No. 1 fund has jumped to Rs 12,49,008
Top 7 Multi Asset Allocation Funds With Best SIP Returns in 5 Years: Multi asset allocation funds invest in at least 3 asset classes with a minimum allocation of at least 10 per cent in each of them. The hybrid mutual fund category has given a 9.21 per cent annualised return (CAGR) in 1 year, 12.61 per cent in 3 years, 13.88 per cent in 5 years, and 9.08 per cent in 10 years.
Top 7 Multi Asset Allocation Funds With Best SIP Returns in 5 Years: When you invest in a mutual fund, you invest in an instrument that mostly has its allocation in one asset, which may be equity, debt, commodity, etc. For the diversification of your portfolio, you invest in different assets that can help you beat market fluctuations and provide stable returns in the long run. In a multi asset allocation fund, that diversification is done through allocation in different classes of assets. Such a fund may have its allocation in debt, equities, real estate, gold, etc. It's a hybrid mutual fund category that has given a 9.21 per cent annualised return (CAGR) in 1 year, 12.61 per cent in 3 years, 13.88 per cent in 5 years, and 9.08 per cent in 10 years. Here, we take you through the top 7 multi asset allocation funds that have given the highest SIP returns (XIRR) in the 5-year period. Also know how a Rs 11,111 monthly SIP investment has grown in each fund in the same time frame.
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Quant Multi Asset Fund - Direct Plan
The fund has given 25.38 per cent annualised SIP return in 5 years.
It has assets under management (AUM) of Rs 3,162 crore, while its net asset value (NAV) is Rs 136.5613.
Benchmarked against BSE 200 TRI (65), MCX I-COMDEX Composite Index (20), CRISIL Short-Term Bond Index (15), the fund has given 15.24 per cent annualised return since its debut in Janaury 2013.
Quant Multi Asset Fund - Direct Plan
The fund has 50.34 per cent of investments in equity, 10.74 per cent in debt, 10.96 per cent in commodities, 4.75 per cent in real estate, and 23.23 per cent in cash and cash equivalents.
With an expense ratio of 0.61 per cent, the fund has Rs 1,000 as the minimum SIP and Rs 5,000 as the minimum lump sum investment.
A Rs 11,111 monthly SIP investment in the 5-year period, or a total investment of Rs 6,66,660, has grown to Rs 12,49,008.
ICICI Prudential Multi Asset Fund - Direct Plan
The fund has given 22.41 per cent annualised SIP return in the 5-year time frame.
It AUM of Rs 52,761 crore, while its NAV is Rs 770.8386.
Benchmarked against NIFTY 200 TRI (65), NIFTY Composite Debt Index (25), Domestic Price of Gold (6), MCX I-COMDEX Composite Index (3), Domestic Prices of Silver (1), the fund has given 16.75 per cent annualised return since its inception in January 2013.
ICICI Prudential Multi Asset Fund - Direct Plan
The fund has 49.37 per cent of investments in equity, 14.11 per cent in debt, 11.07 per cent in commodities, 1.38 per cent in real estate, and 24.07 per cent in cash and cash equivalents.
At an expense ratio of 0.70 per cent, the fund has Rs 100 as the minimum SIP and Rs 5,000 as the minimum lump sum investment each.
A Rs 11,111 monthly SIP investment in 5 years has converted into Rs 11,63,001.
Kotak Multi Asset Allocator FoF - Dynamic - Direct Plan
The fund has given 19.08 per cent annualised SIP return the 5-year period.
It has an asset base of Rs 1,634 crore, while its unit price is Rs 229.2200.
Benchmarked against NIFTY 50 Hybrid Composite debt 50:50 Index (90), MSCI World (5), Domestic Price of Gold (5), the fund has given 15.66 per cent annualised return since its launch in January 2013.
Kotak Multi Asset Allocator FoF - Dynamic - Direct Plan
The fund has 59.41 per cent of investments in equity, 22.7 per cent in debt, 22.7 per cent in commodities, 0.04 per cent in real estate, and 2.9 per cent in cash and cash equivalents.
With an expense ratio of 0.35 per cent, the fund has Rs 100 as the minimum SIP and lump sum investment each.
A Rs 11,111 monthly SIP investment in the 5-year time frame has jumped to Rs 10,72,643.
UTI Multi Asset Allocation Fund - Direct Plan
The fund has given 17.54 per cent annualised SIP return in 5 years.
It has a fund size of Rs 5,079 crore, while its unit price is Rs 76.0821.
Benchmarked against BSE 200 TRI (65), CRISIL Composite Bond Index (25), Domestic Price of Gold (10), the fund has given 10.06 per cent annualised return since its starting in January 2013.
UTI Multi Asset Allocation Fund - Direct Plan
The fund has 62.35 per cent of investments in equity, 18.16 per cent in debt, 11.07 per cent in commodities, and 8.41 per cent in cash and cash equivalents.
At an expense ratio of 0.41 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 5,000 as the minimum lump sum investment.
A Rs 11,111 monthly SIP investment in the 5-year period has swelled to Rs 10,33,043.
Aditya Birla Sun Life Financial Planning FoF - Aggressive Plan - Direct Plan
The fund has given 15.76 per cent annualised SIP return in the 5-year time frame.
Its AUM is Rs 209 crore, while its NAV is Rs 52.7064.
Benchmarked against CRISIL Hybrid 35+65 Aggressive Index, the fund has given 13.32 per cent annualised return since its beginning in January 2013.
Aditya Birla Sun Life Financial Planning FoF - Aggressive Plan - Direct Plan
The fund has 73.54 per cent of investments in equity, 15.03 per cent in debt, 8.82 per cent in commodities, 0.05 per cent in real estate, and 2.56 per cent in cash and cash equivalents.
With an expense ratio of 0.42 per cent, the fund has Rs 100 as the minimum SIP and lump sum investment each.
A Rs 11,111 monthly SIP investment in 5 years has grown to Rs 9,88,959.
Aditya Birla Sun Life Asset Allocator FoF - Direct Plan
The fund has given 15.55 per cent annualised SIP return the 5-year period.
It has an asset base of Rs 187 crore, while its NAV is Rs 32.0344.
Benchmarked against CRISIL Hybrid 50+50 Moderate Index, the fund has given 11.99 per cent annualised return since its launch in January 2013.
Aditya Birla Sun Life Asset Allocator FoF - Direct Plan
The fund has 54.81 per cent of investments in equity, 25.11 per cent in debt, 13.64 per cent in commodities, and 6.44 per cent in cash and cash equivalents.
At an expense ratio of 0.27 per cent, the fund has Rs 100 as the minimum SIP investment and Rs 1,000 as the minimum lump sum investment.
A Rs 11,111 monthly SIP investment in the 5-year time frame has converted into Rs 9,83,898.
HDFC Multi Asset Fund - Direct Plan
The fund has given 15.2 per cent annualised SIP return in 5 years.
It has a fund size of Rs 3,893 crore, while its unit price is Rs 73.3700.
Benchmarked against NIFTY 50 TRI (65), NIFTY Composite Debt Index (25), Domestic Price of Gold (10), the fund has given 11.69 per cent annualised return since its inception in January 2013.
HDFC Multi Asset Fund - Direct Plan
The fund has 45.77 per cent of investments in equity, 15.24 per cent in debt, 11.52 per cent in commodities, 2.28 per cent in real estate, and 25.19 per cent in cash and cash equivalents.
With an expense ratio of 0.79 per cent, the fund has Rs 100 as the minimum SIP and lump sum investment each.
A Rs 11,111 monthly SIP investment in the 5-year period has jumped to Rs 9,75,383.