Top 3 Index, Top 3 Contra, Top 3 NPS Funds With Best SIP Returns in 5 Years: Rs 14,444 monthly SIP investment in No 1 fund is now worth Rs 18,69,341
Top index, contra, NPS funds: Index funds follow an index such as Nifty 50 and Nifty Next 50; contra funds take the contrarian view of the market, while NPS funds are meant for NPS account holders. All funds are suitable for investors with a long-term horizon.
Top index, contra, NPS funds: Index, contra, and NPS funds are equity funds that are considered suitable for the long term. Index funds are passive funds having their investments in the same proportion as in the index that they follow. Index funds can follow an index such as Nifty 50, BSE Sensex, Nifty Next 50, or BSE 500. Contra funds invest in stocks that are underperformers, while NPS funds follow the Nifty 50 index and are meant for National Pension System (NPS) account holders. Know about the top 3 index, contra, and NPS funds each in terms of highest SIP returns (XIRR) in the 5-year period. Also know how a Rs 14,444 monthly SIP investment in each of them has performed in that duration.
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Top 3 Index Funds
The small cap fund has given 27.67 per cent annualised SIP return in the 5-year period.
It has assets under management (AUM) of Rs 6,257 crore, while its net asset value (NAV) is Rs 44.2.
Benchmarked against Nasdaq 100 TRI, the fund has given 26.11 per cent annualised return since its launch in November 2018.
Motilal Oswal Nasdaq 100 FOF Direct - Growth
With an expense ratio of 0.24 per cent, the scheme is not available for investment now.
A Rs 14,444 monthly SIP investment in the 5-year time frame, or a total investment of Rs 8.66 lakh, has grown to Rs 17.16 lakh.
Motilal Oswal Nifty Midcap 150 Index Fund Direct - Growth
The fund has given 23.80 per cent annualised SIP return in 5 years.
It has AUM of Rs 1,982 crore, while its NAV is Rs 33.94.
Benchmarked against NIFTY Midcap 150 TRI, the fund has given 24.87 per cent annualised return since its inception in August 2019.
Motilal Oswal Nifty Midcap 150 Index Fund Direct - Growth
At an expense ratio of 0.3 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 510 as the minimum lump sum investment.
A Rs 14,444 monthly SIP investment in the 5-year time frame has zoomed to Rs 15.64 lakh.
Motilal Oswal Nifty Next 50 Index Fund Direct - Growth
The fund has given 17.16 per cent annualised SIP return in the 5-year time frame.
It has an asset base of Rs 289 crore, while its unit price is Rs 21.66.
Benchmarked against NIFTY Next 50 TRI, the fund has given 16.34 per cent annualised return since its debut in December 2019.
Motilal Oswal Nifty Next 50 Index Fund Direct - Growth
With an expense ratio of 0.36 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 510 as the minimum lump sum investment.
A Rs 14,444 monthly SIP investment in the 5-year period has ballooned to Rs 13.31 lakh.
Top 3 contra funds in 5 years
The fund has given 27.56 per cent annualised SIP return in the 5-year period.
It has a fund size of Rs 41,634 crore, while its NAV is Rs 387.56.
Benchmarked against BSE 500 TRI, the fund has given 16.71 per cent annualised return since its beginning in January 2013.
SBI Contra Direct Plan-Growth
At an expense ratio of 0.6 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 5,000 as the minimum lump sum investment.
A Rs 14,444 monthly SIP investment in 5 years has jumped to Rs 18,69,341.
Kotak India EQ Contra Fund Direct-Growth
The fund has given 22.27 per cent annualised SIP return in 5 years.
Its AUM is Rs 3,845 crore, while its unit price is Rs 157.89.
Benchmarked against NIFTY 500 TRI, the fund has given 16.97 per cent annualised return since its starting in January 2013.
Kotak India EQ Contra Fund Direct-Growth
With an expense ratio of 0.6 per cent, the fund has Rs 1,000 as the minimum SIP investment and Rs 5,000 as the minimum lump sum investment.
A Rs 14,444 monthly SIP investment in the 5-year time frame has swelled to Rs 15,96,653.
Invesco India Contra Fund Direct-Growth
The fund has given 21.95 per cent annualised SIP return in the 5-year time frame.
It has a fund size of Rs 17,168 crore, while its NAV is Rs 143.24.
Benchmarked against BSE 500 TRI, the fund has given 18.91 per cent annualised return since its launch in January 2013.
Invesco India Contra Fund Direct-Growth
At an expense ratio of 0.56 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 1,000 as the minimum lump sum investment.
A Rs 14,444 monthly SIP investment in the 5-year period has sprung to Rs 15,81,727.
Top 3 NPS funds in 5 years
The fund has given 17.52 per cent annualised SIP return in the 5-year period.
Its unit price was Rs 66.1361 as on February 11, 2025.
The fund has 97.18 per cent of its investments in equity, 0.08 per cent in debt, and 2.74 per cent in cash and cash equivalent.
UTI Pension Fund - Scheme E - TIER I
Benchmarked against Nifty 50, the fund has 68 stocks in its portfolio.
The main stocks in its portfolio are ICICI Bank, HDFC Bank, and Infosys.
It has mainly invested in financial, energy, technology, and capital goods sectors.
A Rs 14,444 monthly SIP investment in 5 years has grown to Rs 13,91,326.
ICICI Prudential Pension Fund - Scheme E - TIER I
The fund has given 17.14 per cent annualised SIP return in 5 years.
Its unit price was Rs 66.5209 as on February 11, 2025.
The fund has 96.74 per cent of its investments in equity, 0.56 per cent in debt, and 2.69 per cent in cash and cash equivalent.
ICICI Prudential Pension Fund - Scheme E - TIER I
Benchmarked against Nifty 50, the fund has 77 stocks from 14 sectors in its portfolio.
It has mainly invested in financial, energy, technology, and automobile sectors.
The main stocks in its portfolio are ICICI Bank, HDFC Bank, and Infosys.
A Rs 14,444 monthly SIP investment in 5 years has grown to Rs 13,76,316.
Kotak Pension Fund - Scheme E - TIER I
The fund has given 16.93 per cent annualised SIP return in the 5-year time frame.
Its unit price was Rs 61.6245 as on February 11, 2025.
The fund has 97.18 per cent of its investments in equity, 0.08 per cent in debt, and 2.74 per cent in cash and cash equivalent.
Benchmarked against Nifty 50, the fund has 48 stocks from 15 sectors in its portfolio.
Kotak Pension Fund - Scheme E - TIER I
The main stocks in its portfolio are ICICI Bank, HDFC Bank, Infosys, RIL, and Bharti Airtel.
It has mainly invested in financial, technology, energy & utilities, consumer staples, and consumer discretionary.
A Rs 14,444 monthly SIP investment in 5 years has grown to Rs 13,68,105.