FD Rates for Rs 10 lakh investment: Compare SBI, PNB, HDFC, ICICI, and Post Office 5-year fixed deposit returns
Latest Fixed Deposit (FD) Interest Rates in 2025: In this article, we'll show the current fixed deposit interest rates offered by top banks such as SBI, ICICI Bank, HDFC Bank, and others for a 5-year tenure. We will also show you how these rates translate into maturity amounts for an investment of Rs 10 lakh for both general customers and senior citizens.
Latest Fixed Deposit (FD) Interest Rates in 2025: When it comes to safe, secure, and risk-free investments, fixed deposits (FDs) are often the preferred choice for many individuals. Offered by banks and non-banking financial companies (NBFCs), fixed deposits allow you to invest a lump sum amount for a specific tenure. While the primary appeal of FDs is their safety, not everyone is aware that investments in 5-year fixed deposits are eligible for tax deductions under Section 80C of the Income Tax Act.
Tax-Free Investment with Fixed Deposits
Under Section 80C of the Income Tax Act, individuals can claim a tax deduction of up to Rs 1.5 lakh per year on their 5-year FD investments. This makes 5-year fixed deposits a great way to save for the future while enjoying tax benefits.
How to Choose the Best FD Interest Rates in 2025
In this article, we'll show the current fixed deposit interest rates offered by top banks such as SBI, ICICI Bank, HDFC Bank, and others for a 5-year tenure. We will also show you how these rates translate into maturity amounts for an investment of Rs 10 lakh for both general customers and senior citizens.
SBI Fixed Deposit Interest Rates (2025)
- For General Customers: 6.50%
- For Senior Citizens: 7.50%
SBI FD Interest Calculation: Rs 10 Lakh Investment
- As a general customer, a Rs 10 lakh investment in SBI’s 5-year FD will yield Rs 13,80,420 at maturity.
- As a senior citizen, you will receive Rs 14,49,948 upon maturity.
PNB Fixed Deposit Interest Rates (2025)
- For General Customers: 6.50%
- For Senior Citizens: 7.00%
PNB FD Interest Calculation: Rs 10 Lakh Investment
- As a general customer, a Rs 10 lakh investment in PNB’s 5-year FD will give you Rs 13,80,420 after 5 years.
- As a senior citizen, you will receive Rs 14,14,778 upon maturity.
HDFC Bank Fixed Deposit Interest Rates (2025)
- For General Customers: 7.00%
- For Senior Citizens: 7.50%
HDFC FD Interest Calculation: Rs 10 Lakh Investment
- As a general customer, a Rs 10 lakh investment in HDFC’s 5-year FD will grow to Rs 14,14,778 at maturity.
- As a senior citizen, your maturity amount will be Rs 14,49,948.
ICICI Bank Fixed Deposit Interest Rates (2025)
- For General Customers: 7.00%
- For Senior Citizens: 7.50%
ICICI FD Interest Calculation: Rs 10 Lakh Investment
- As a general customer, investing Rs 10 lakh in ICICI’s 5-year FD will result in Rs 14,14,778 upon maturity.
- Senior citizens will receive Rs 14,49,948 at the end of the 5-year term.
Post Office Fixed Deposit Interest Rates (2025)
- For All Customers: 7.50%
Post Office FD Interest Calculation: Rs 10 Lakh Investment
- A Rs 10 lakh investment in a Post Office 5-year FD will yield Rs 14,49,948 at maturity.